Terms of Service

Effective Date: April 3, 2026

Welcome to Alignfolio.

By accessing or using Alignfolio, you agree to these Terms of Service.

1. Description of Service

Alignfolio is a web-based application that allows users to manually track and visualize asset allocation over time. The platform is provided for informational and educational purposes only.

2. No Financial Advice

Alignfolio does not provide financial, investment, legal, or tax advice. All information provided is for general informational purposes only. You are solely responsible for your financial decisions.

3. User Responsibilities

You agree to:

  • Provide accurate information
  • Use the service lawfully
  • Not misuse or attempt to disrupt the platform

4. Accounts

You are responsible for maintaining the confidentiality of your account credentials.

5. Subscription & Billing

Alignfolio offers a paid subscription ("Pro") that provides additional features. By subscribing, you agree to recurring billing on an annual basis unless canceled.

6. Cancellation

You may cancel your subscription at any time. Access to Pro features will remain until the end of the billing period.

7. Limitation of Liability

Alignfolio is provided "as is" without warranties of any kind. We are not liable for any losses, including financial losses, resulting from the use of the platform.

8. Changes

We may update these Terms from time to time. Continued use of the service constitutes acceptance of the updated Terms.

9. Contact

For any questions, contact: info@alignfolio.com